The Process

How It Works

Three steps between you and your capital. Fast, direct, and built for business owners.

1

Apply in Minutes

Our application is built for business owners, not bankers. Fill in your basic info, tell us about your business, and upload your last 4 months of bank statements. No stacks of paperwork, no in-person meetings.

Takes less than 5 minutes to complete
No hard credit pull — zero impact on your score
Upload bank statements securely online
Available 24/7 — apply on your schedule
2

Get Approved Fast

Once you submit, our funding specialists review your full picture — not just your credit score — and come back with real offers tailored to your business. Most clients hear back within 24 hours.

Dedicated funding specialist reviews your file
We look at revenue, cash flow, and business health
Multiple offers so you choose what fits
Average approval time: 24 hours
3

Get Funded

Accept your offer, sign digitally, and funds are wired directly to your business bank account. No middlemen, no delays, no games. Capital deposited and ready to deploy.

Sign your agreement 100% online
Funds wired directly to your business account
Same-day or next-day funding available
Dedicated support throughout the process
Common Questions
Does applying affect my credit score? +
No. Our initial application uses a soft pull only, which has zero impact on your credit score. A hard pull is only done if you decide to move forward with a specific offer.
How fast can I get funded? +
Most clients are approved within 24 hours and funded within 1–2 business days. Same-day funding is available in some cases.
What documents do I need? +
For most products, we just need your last 4 months of business bank statements, basic business info, and owner details. Larger products like SBA loans may require additional documentation.
What credit score do I need? +
It depends on the product. For an MCA or line of credit, we can often work with scores as low as 500. SBA loans typically require 650+. We look beyond the number at your full business picture.
How much can I borrow? +
Funding ranges from $5,000 all the way to $10M+ depending on the product and your business health. Apply and we will show you exactly what you qualify for.
Are there any upfront fees? +
No. Applying is completely free with no upfront costs. Our fees are clearly disclosed in your offer before you sign anything.

Ready to Get Started?

Apply in minutes. No credit impact. Capital in as little as 24 hours.

Apply Now — It's Free